Instant Everything Incredible prices. Big Heart

About VIB

Eighty years ago in Mumbai, a small team with a bold vision began. Today, Vibhuti Insurance Brokers stands strong, built on trust, expertise, and dedication to securing futures.

We don't just offer insurance; we provide peace of mind. Our services reach across India, from individuals to corporations, guiding you through life's challenges with care and commitment.

At Vibhuti Insurance Brokers, your future has been our promise for generations, and it remains so today.

Our Mission

We strive to be more than just an insurance provider; we aim to be your trusted ally, offering tailored solutions that genuinely address your needs and provide peace of mind.

With a commitment to integrity and sustainability, we promise to deliver reliable service and innovative options that make a real difference.

Our Vision

We envision a future where we’re the insurance brokerage you turn to for not only our expertise but also our genuine care and creativity.

Our goal is to set the benchmark for outstanding client relationships and groundbreaking solutions that resonate with and inspire you.

Our Solutions

Eighty years ago in Mumbai, a small team with a bold vision began. Today, Vibhuti Insurance Brokers stands strong, built on trust, expertise, and dedication to securing futures.

Centralized

Simplify insurance with VIB’s OneDesk — trusted, tailored protection for every office.

Competitive

Tailored premiums and coverage from All Insurance, ensuring protection with care.

Capacity

Tailored coverage for major projects, including Aviation Insurance and Liability.

Dedication

Experience our round-the-clock, tailored support with genuine care.

Expertise

Expertly handling large-scale corporate risks while safeguarding your future.

Ultimate Fix

Expert risk management, loss control, and personalized support.

4,000+
Claims Settlement

Crores worth of claims settled

60,000+
Clients

Commercial and retail clients with over 95% client retention

50,000+
Insurance

Number of policies served in last 5 years

120+
Team of Experts

CAs, lawyers, engineers, and doctors working to meet your unique needs.

Our Trusted Partner

Google Rating

4.8

Leading Change for a Secure Future

Frequently Asking Questions

Insurance is a key for you being able to focus on the important things in our life, because it can ensure financial security for you & your family from unfortunate events, while buying the insurance it can help us to improve our financial security. Insurance is a way of managing risk which reduces the financial impact of these risks and ensures financial safety.We don't know when the unfortunate will happen with us, but it is possible for us to reduce the financial effect of these risks & secure ourselves financially, when large financial burdens like hospital bills, vehicle repairer cost. If you have Insurance, it will help to meet the costs. At its core, the concept of insurance is very basic; when you have something to lose, and you cant afford to pay for a loss yourself as well as your beloved one by paying the Insurance premium.If you have insurance you receive the peace of mind that if something goes wrong, the insurance company will pay for the things you need to make life like it was before your loss

Yes! Buying insurance online is a simple process. Online portals like Vibhuti Insurance Brokers will help you find the perfect policy that suits your requirement. We have a secure gateway for payments that makes sure your private information is safe. So, buying an insurance plan online is safe! Along with the supporting staff.

Reimbursement claim: Under this type of claim you have to pay the bill with the entity that is providing you the service i.e., hospitals or garages. And ask for a reimbursement by sending all your original bills to the concerned entity. The insurance provider will check the documents and revert back with their decision about the settlement of the claim. Cashless claim: The claim becomes cashless when your insurance company and the entity that is providing you the service settling the claim themselves however you have to give certain information.

Generally, premiums remain the same throughout the tenure of the policy. If the policyholder develops some illness caused by the habits like smoking or drinking, then he/she goes to the risk pool that causes the price of the premium to go up. It is important to make such a declaration of illness or habits to simplify the claim process without any rejection

To get advice & guidance for your insurance needs, you can reach out to Vibhuti Insurance by dropping us an email at admin1@vibhutiinsurance.in

Health insurance benefits differ from policy to policy. However, basic health insurance benefits include cover for an inpatient hospitalization, pre & post-hospitalization, day-care procedures, emergency ambulance expenses, organ donor expenses, With Optional Domiciliary and OPD expenses, and more.

In case of missed health insurance renewal due date, your insurance company will give you a grace period of 15 days. If you again miss making the premium payment during the grace period, you may lose your continuity benefit, be denied policy renewal, lose out on no claim bonus, or asked to serve with waiting periods from the start.

Insurance is a key for you being able to focus on the important things in our life, because it can ensure financial security for you & your family from unfortunate events, while buying the insurance it can help us to improve our financial security. Insurance is a way of managing risk which reduces the financial impact of these risks and ensures financial safety.We don't know when the unfortunate will happen with us, but it is possible for us to reduce the financial effect of these risks & secure ourselves financially, when large financial burdens like hospital bills, vehicle repairer cost. If you have Insurance, it will help to meet the costs. At its core, the concept of insurance is very basic; when you have something to lose, and you cant afford to pay for a loss yourself as well as your beloved one by paying the Insurance premium.If you have insurance you receive the peace of mind that if something goes wrong, the insurance company will pay for the things you need to make life like it was before your loss

Yes! Buying insurance online is a simple process. Online portals like Vibhuti Insurance Brokers will help you find the perfect policy that suits your requirement. We have a secure gateway for payments that makes sure your private information is safe. So, buying an insurance plan online is safe! Along with the supporting staff

Reimbursement claim: Under this type of claim you have to pay the bill with the entity that is providing you the service i.e., hospitals or garages. And ask for a reimbursement by sending all your original bills to the concerned entity. The insurance provider will check the documents and revert back with their decision about the settlement of the claim. Cashless claim: The claim becomes cashless when your insurance company and the entity that is providing you the service settling the claim themselves however you have to give certain information.

Generally, premiums remain the same throughout the tenure of the policy. If the policyholder develops some illness caused by the habits like smoking or drinking, then he/she goes to the risk pool that causes the price of the premium to go up. It is important to make such a declaration of illness or habits to simplify the claim process without any rejection

To get advice & guidance for your insurance needs, you can reach out to Vibhuti Insurance by dropping us an email at admin1@vibhutiinsurance.in

Health insurance benefits differ from policy to policy. However, basic health insurance benefits include cover for an inpatient hospitalization, pre & post-hospitalization, day-care procedures, emergency ambulance expenses, organ donor expenses, With Optional Domiciliary and OPD expenses, and more.

In case of missed health insurance renewal due date, your insurance company will give you a grace period of 15 days. If you again miss making the premium payment during the grace period, you may lose your continuity benefit, be denied policy renewal, lose out on no claim bonus, or asked to serve with waiting periods from the start.

Have a Question? Here to Help.

We’re just a message away if you need help or have something to share! Whether it’s feedback, a question, or a friendly hello—we’d love to hear from you. Reach out anytime, and we’ll get back to you as soon as we can.